The verification layer
banks open accounts on.

deepidv's verification workflow is built to satisfy Section 326 CIP requirements. We collect and verify the four core CIP elements—name, date of birth, address, and identification number (SSN/TIN)—against authoritative databases. We validate addresses through deepaddy™, verify documents against issuing-authority records, and maintain complete documentation and audit trails. The system generates CIP compliance reports that satisfy regulatory examinations and demonstrate your bank met every verification requirement at account opening.

Yes. Synthetic identity fraud—where criminals create new identities by combining real and fake information—is the fastest-growing financial crime. deepidv combats it through multi-dimensional verification: we validate SSNs against Social Security Administration records, cross-check identity elements across credit bureaus, analyze credit files for synthetic patterns (thin files, files that appear with perfect credit), verify document authenticity forensically, and confirm biometric liveness. Synthetic identities cannot stay consistent across all these dimensions, so we flag them before accounts open.

deepidv screens all customers against OFAC's Specially Designated Nationals (SDN) list, the Consolidated Sanctions List, and other sanctions databases at account opening. Screening isn't one-time—we continuously monitor customers and alert you within minutes if a customer appears on a newly updated sanctions list. Screening includes fuzzy matching to catch name variations, screening of beneficial owners for business accounts, and screening of wire-transfer recipients. Every check is documented with timestamps and match scores to satisfy auditors and examiners.

Absolutely. When customers meet high-risk criteria (large deposits, international transactions, politically exposed persons), deepidv provides enhanced verification: source of funds and source of wealth verification, beneficial ownership identification (for entities), enhanced PEP screening including family members and close associates, adverse-media monitoring for negative news, and ongoing transaction monitoring. EDD workflows are configurable to your risk appetite and ensure you satisfy FinCEN's customer due diligence requirements.

Yes. deepidv provides REST APIs and webhooks that integrate with all major core banking platforms including FIS, Jack Henry, Temenos, Fiserv, and Finastra. We push verification results directly into your core, trigger verification workflows from account-opening processes, and keep customer records synchronized. Our integration team works with your IT staff to connect deepidv verification to your existing banking infrastructure.

Unlike legacy vendors who force multi-year contracts with six-figure minimums, deepidv offers transparent, usage-based pricing. Pay per verification with volume discounts at scale. Whether you're a community bank with one branch or a regional institution with 500 locations, pricing adapts to your size and growth. No contracts, no minimums—just transparent costs that scale with your verification volume.