Live decisioning
Median decision time
Real-time approve, decline, or step-up
Verify borrowers in under 5 seconds, catch synthetic identities and AI-generated income docs, and run KYC, AML, and credit checks from one API.
Verify, screen, and prove — with cryptographic receipts and an agent fleet working across every channel you already use.
Every verification is minted onchain in real time — a tamper-proof receipt your auditors can confirm at proof.deepidv.com.



Add one module over Sumsub, Veriff, or Smile ID — or replace them entirely. One API, no rip-and-replace.

Sanctions hit flagged — review queued

PEP match resolved, proof minted onchain
Arbiter and Luna screen sanctions, PEP, and adverse media continuously — flagging risk the moment it appears.
Instant onboarding, layered fraud defense, and examiner-ready compliance — for every borrower you fund.
Median decision time
Real-time approve, decline, or step-up
One verification engine, an agent fleet, and cryptographic proof — wired into the stack you already run.
Launch once, verify everywhere — every product radiates from a single API.



See every check, agent, and decision on one live timeline.
Arbiter
Luna
ArcQuestions, incidents, or integration help — real engineers, in minutes, whenever they matter most.












curl -X POST https://api.deepidv.com/v1/Plug deepidv into your stack three ways — a REST API, native SDKs, or an MCP server your AI agents can call directly. Clean docs, a sandbox, and one source of truth take you from API key to live verification the same day.
Call any verification service directly — create a session or run a standalone check and get structured JSON back in under 500ms.
→ screening 200+ watchlists…✓ status: clear risk_score: 4 · 143msPre-built UI components and server libraries for iOS, Android, Web, Node, Python, and Go — zero to live verification in a single sprint.
checks: ['id','liveness','face'],✓ v.url → send to your userAn open protocol that lets any AI agent call deepidv's verification engine directly — no custom integration code. Connect it in one command.
No setup fees, no minimums, and a Startup Program with 6 months free.
One modular engine for borrower KYC, fraud defense, and credit, versus the stitched-together verification stack most lenders inherit. See what's included on every row.
| Feature | Sumsub | Plaid | Veriff | Persona | Bureau | Flinks | |
|---|---|---|---|---|---|---|---|
| AI-Powered Document Verification | |||||||
| Biometric Face Matching | |||||||
| Passive Liveness Detection | |||||||
| Active Liveness Detection | |||||||
| NFC Document Reading | |||||||
| C2PA Content Provenance | |||||||
| Voice Cloning Detection | |||||||
| Injection Attack Prevention | |||||||
| Open Banking | 1 |
Borrowers capture a government ID and a live selfie in a single flow that completes in under 5 seconds. deepidv authenticates the document against 10,000+ types across 211+ countries, matches the selfie to the ID with passive liveness, and reads NFC chips on ePassports and eIDs where available. The verified identity, decision, and audit trail return through one API call you can branch your underwriting logic on, so good applicants are approved instantly and only risky ones are routed for review.
Yes. Synthetic identity fraud is the fastest-growing loss in consumer lending, and it collapses under layered verification. deepidv cross-checks identity elements across authoritative databases, scores credit-file and identity patterns that signal a fabricated applicant, and confirms a real, live human through biometrics and deepfake defense. Because a synthetic identity cannot stay consistent across documents, biometrics, and bureau records at once, it is flagged before the loan ever funds.
Income verification is only as good as the documents behind it. deepidv runs forensic analysis on uploaded paystubs, bank statements, and tax forms to detect template manipulation, font and metadata inconsistencies, and fully AI-generated documents that legacy OCR accepts at face value. Paired with bank-statement and transaction analysis, it lets you assess real cash flow and affordability instead of the picture an applicant wants you to see.
It covers the full stack. Borrower KYC, sanctions and PEP screening, adverse-media monitoring, and credit checks run from one platform, with jurisdiction-specific rules applied automatically across the markets you lend in. You can configure the order and depth of checks per product, from a light identity check for a small BNPL line to full KYC plus AML and credit pulls for a larger loan, without separate vendor integrations.
Yes. deepidv is built API-first for sub-150ms decisioning, so it keeps pace with point-of-sale and instant-approval flows where every second of friction costs conversions. Hosted flows, web and mobile SDKs, and server-to-server APIs let you embed verification directly in checkout or app onboarding. You only pay per check with volume pricing, so the cost scales cleanly from a pilot to millions of applications.
Risk does not stop at funding. deepidv's agentic monitoring continuously re-screens borrowers against sanctions, watchlists, and adverse media, and watches for identity and behavioral changes across the life of the loan. You can configure monitoring cadence by risk tier and receive alerts when a borrower's profile shifts, so collections and fraud teams act on current information rather than a snapshot from application day.