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deepidv · Financial Screening

See the full financial picture
before you commit.

Consolidated screening across bank statements, court records, tax liens, and risk indicators in one report — built for lenders, landlords, and underwriters who can't afford a missed signal.

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DocumentationDeveloper docs

deepidv verifies income, surfaces legal financial red flags, and scores affordability — so every lending, leasing, and hiring decision rests on the complete financial picture.

Verified incomeClear
$8,420+14%

Verify income from the source

Bank statements parsed into verified monthly income and a six-month cashflow trend — no self-reported figures, no guesswork.

CashflowStable
In
Out
Net

Read real cashflow

Inflows, outflows, and net position categorized automatically, so you see whether the money actually supports the obligation.

Sources analyzed
Bank statementsTax liensCourt judgments

Catch the legal red flags

Bankruptcies, civil judgments, tax liens, foreclosures, and UCC filings — pulled straight from court and public records.

By the Numbers

Built for decisions that can't be wrong

Comprehensive court-record and public-database coverage, returned fast enough to keep your hiring, lending, and leasing pipelines moving.

All
Court Records
24-48h
Turnaround
FCRA
Compliant
211+
Countries Supported
Income & Cashflow

Verified income from real statements

deepidv reads bank statements directly — turning months of raw transactions into verified income, a clean cashflow trend, and a defensible record you can stand behind in an audit.

What the analysis returns

Verified Monthly Income

From source transactions

Six-Month Cashflow

Inflow vs. outflow trend

Net-Positive Signal

Sustained or declining

Tamper Checks

Statement integrity verified

deepidv · income & cashflowSource-confirmed
ADP · Payroll
employer-direct
Chase ••4821
bank · checking
Wells Fargo ••9930
bank · savings
Verified Income$8,420/ moconfirmed
3Sources linked
$8,2906-mo avg
+14%Trend

direct, read-only, source-confirmed

Affordability

Affordability, scored automatically

Net income, recurring obligations, and disposable income roll up into a single debt-to-income verdict — so underwriters and landlords get an instant, explainable read on whether an applicant can actually carry the commitment.

Affordability summary

Debt-to-Income Ratio

Against your threshold

Disposable Income

After fixed obligations

Recurring Obligations

Detected automatically

Clear Verdict

Approve, review, or decline

deepidv · affordabilityAffordable
$8,420/ mo verified incomeDTI 35%
$8,420−$1,480−$1,430=$5,510
Gross incomeFixed obligationsProposed obligationDisposable income
Affordable — well within thresholdDTI 35% / 43% limit
Court & Public Records

Every legal financial red flag

Beyond the statements, deepidv searches federal and state court records and public databases — surfacing bankruptcies, judgments, liens, foreclosures, and UCC filings that a credit score will never show. FCRA-compliant, with disclosures and adverse-action guidance included.

Record coverage

Bankruptcy Records

Chapter 7, 11, 13 & discharge

Civil Judgments

Unpaid debts & disputes

Tax Liens

Federal & state actions

Foreclosures

Defaults & trustee sales

UCC Filings

Secured business interests

Case Numbers & Dates

Filing, status & discharge

Read the docs
deepidv · court & public recordsFCRA compliant
4 clear1 flagged5 records searched
Record typeStatus
Bankruptcy
Clear
Civil judgment
Clear
Federal tax lienTL-2021-447 · Mar 12 2021
Flagged
Foreclosure
Clear
UCC filing
Clear
1 record requires adverse-action notice

Trusted & Certified

Built to meet the world's most demanding security and privacy standards.

SOC 2 Type II
SOC 2 Type II

Audited security controls for data protection

GDPR Compliant
GDPR Compliant

Full compliance with EU data privacy regulations

ISO 27001
ISO 27001

International standard for information security

DIACC Member
DIACC Member

Digital ID & Authentication Council of Canada

Integration

Take full control.
Getting started takes minutes.

Plug deepidv into your stack three ways — a REST API, native SDKs, or an MCP server your AI agents can call directly. Clean docs, a sandbox, and one source of truth take you from API key to live verification the same day.

REST API

Call any verification service directly — create a session or run a standalone check and get structured JSON back in under 500ms.

→ screening 200+ watchlists…
✓ status: clear
  risk_score: 4 · 143ms

Drop-in SDK

Pre-built UI components and server libraries for iOS, Android, Web, Node, Python, and Go — zero to live verification in a single sprint.

  checks: ['id','liveness','face'],
✓ v.url → send to your user

MCP for agents

An open protocol that lets any AI agent call deepidv's verification engine directly — no custom integration code. Connect it in one command.

Claude
Launch deepidv for my AI agent — set it up from the docs.
✓ 12 verification tools available
Ready to run ID, liveness & AML checks.

Changelog

The Latest

May 18, 2026Release

Verify 2.0 is here

Multi-language verification, a redesigned ID & face-capture flow, end-to-end whitelabel, and a native Background Check step.

Read more
May 9, 2026Features

ProofCall, smoother capture & translated reports

AI background-confirmation calls, faster camera start-up, translated PDF/HTML reports, and location-by-IP enrichment.

Read more
April 10, 2026AI

AI-powered adverse media screening

Continuous, AI-driven adverse-media checks built natively into your verification workflows.

Read more
See all releases
Screen Before You Onboard

Experience the Difference

See how deepidv financial screening can protect your decisions — it takes 60 seconds.

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Frequently asked questions

deepidv surfaces bankruptcy records (Chapter 7, 11, 13 filings and discharge status), civil judgments, federal and state tax liens, foreclosures, legal judgments and settlements, and UCC filings — compiled directly from federal bankruptcy courts, state/county civil courts, tax lien databases, and public records.

Credit reports show payment history, credit scores, account utilization, and inquiries. Financial screening shows legal financial actions — bankruptcies, court judgments, tax liens, foreclosures, and UCC filings. They complement each other: credit shows ongoing behavior; financial screening shows legal red flags.

Results typically return within 24-48 hours, depending on jurisdiction complexity. That lets you make quick decisions without delaying hiring, lending, or leasing processes.

Yes. All searches comply with Fair Credit Reporting Act requirements. We provide the required disclosure documents and adverse action guidance for employment and lending decisions.

Financial screening is essential for tenant screening, hiring for financial positions, B2B credit decisions, vendor and supplier due diligence, executive and leadership screening, and enhanced loan underwriting — any decision where court-ordered financial actions change the risk picture.

Still have questions?

Our team is ready to help you get started.

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See the full financial picture before you commit.

Run deepidv financial screening on your own applicants — it takes 60 seconds to start.

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