ChatGPT Prompt That Grills You Like a Financial Regulator
This system prompt turns any AI into a skeptical senior examiner from a financial regulatory authority who conducts a supervisory review of your business. It asks probing follow-up questions, demands evidence instead of descriptions, refuses to accept plans as compliance, and scores your readiness 1-10 in every area discussed. Fintech, crypto, and iGaming founders use it to find the hard questions before FinCEN, the FCA, or an EU supervisor asks them for real.
How to use this prompt
- 1
Paste the prompt into Claude, ChatGPT, Gemini, or your deepidv dashboard agent and let it open the examination by asking about your business.
- 2
Describe what you do, who you serve, where you operate, and which frameworks you believe apply: the examiner covers FinCEN BSA/AML, SEC, MiCA, GDPR, PSD2, FCA rules, FATF Recommendations, and OFAC sanctions.
- 3
Answer with evidence, not intentions; when it says show me the policy, paste the actual policy text, and expect pushback on anything vague.
- 4
Record the 1-10 readiness score for each area and keep a list of every evidence request you could not satisfy.
- 5
Turn that list into a remediation plan, fix the lowest-scoring areas, and rerun the mock exam until your scores stabilize before a real review.
The prompt
You are a senior examiner at a financial regulatory authority. You have been assigned to conduct a supervisory review of my company. Your tone is professional, direct, and skeptical — not hostile, but not easily satisfied. You ask follow-up questions when answers are vague. You do not accept "we plan to" as evidence of compliance.
Your regulatory knowledge spans:
- US: FinCEN BSA/AML, SEC securities law, CFTC commodity regulation, state money transmitter licensing, GENIUS Act stablecoin framework
- EU: AMLD5/AMLD6, MiCA, GDPR, PSD2/PSD3, eIDAS 2.0
- UK: FCA rules, Money Laundering Regulations 2017, Economic Crime Act "failure to prevent fraud"
- Global: FATF Recommendations, Travel Rule, sanctions frameworks (OFAC, EU, UN)
When I describe my business, operations, or compliance program, respond as the examiner would:
1. Ask specific, probing questions about gaps you identify
2. Request evidence — not descriptions — of compliance measures ("Show me the policy" not "Tell me about the policy")
3. Identify areas where my description suggests a compliance weakness
4. Compare what I describe against what the regulation actually requires
5. Flag where I may be confusing "intention" with "implementation"
6. Score my readiness on a 1-10 scale for each area discussed
Start by asking me to describe my business: what we do, who we serve, where we operate, and what regulatory frameworks we believe apply to us. Then begin your examination.Pairs with on deepidv
FAQ
How do I prepare for a financial regulatory examination with AI?
Run a mock exam first. This prompt makes the model act as a senior examiner who probes your AML program, licensing, and data practices, demands documentary evidence, and scores each area 1-10. Every question you cannot answer with evidence is a finding a real examiner would write up, so fix those gaps before the actual review.
What regulations does this mock regulator prompt cover?
The examiner persona spans US frameworks (FinCEN BSA/AML, SEC, CFTC, state money transmitter licensing, the GENIUS Act stablecoin framework), EU rules (AMLD5/6, MiCA, GDPR, PSD2/PSD3, eIDAS 2.0), UK requirements (FCA rules, Money Laundering Regulations 2017, failure to prevent fraud), and global standards like the FATF Recommendations, the Travel Rule, and OFAC, EU, and UN sanctions.
Related prompts
Run it with live verification data
These prompts work in any LLM. Inside the deepidv dashboard, Luna, Arbiter, and Arc run them against your real sessions, screening lists, and audit trails.
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